Terms of Service
Lychy Magical Studio — Last updated: 11 November 2026
1. Who we are
This site is operated by Tatiana Golovko, trading as Lychy Magical Studio. Payments are processed by Whop Inc. as the merchant of record.
Contact: tatianalychy@gmail.com
In these Terms, “we”, “us” and “our” mean Tatiana Golovko trading as Lychy Magical Studio.
We provide the Studio and are the party responsible for supplying it to you. Our payment provider, Whop Inc. (“Whop”), acts as the merchant of record: Whop sells and processes the transaction on our behalf and, where applicable, collects and remits any sales tax/VAT on it. Whop is not responsible for providing the Studio itself — we are.
2. Who can subscribe
You must be at least 18 years old and able to enter into a legally binding contract to subscribe to the Studio. The Studio is offered to consumers and small businesses worldwide, subject to Whop being able to process payment from your location; nothing here overrides mandatory consumer-protection rights you have under the law of your own country of residence, where those rights apply and cannot be excluded by agreement.
3. What we offer
Lychy Magical Studio is a website that gives you access to a set of online creative tools. They generate a finished result directly on the Site — images, video, marketing copy, cross-stitch patterns and more — by running third-party AI models on your behalf (see Section 16). You use everything inside your browser; nothing is downloaded or installed on your device. This is digital content/a digital service, not physical goods.
Credits. Payment on the Site is in credits, and there are two kinds. Subscription credits come with a subscription, expire at the end of its 30-day period, and pay for video and for images beyond your plan’s free 30-day amount. Pack credits can be bought at any time and in any amount and never expire. They pay for video, and with an active subscription also for images beyond your plan’s free 30-day amount; the apps themselves are opened by a subscription. Subscription credits are spent first, then pack credits. The monetary price of a credit is fixed; the number of credits a given model costs may change with at least 7 days’ prior notice.
4. Subscriptions and prices
- A new visitor may be granted a gift amount of credits to get to know the Site (currently 50 credits valid for 30 days); gift credits cannot be exchanged for money and cannot be spent on video.
- The number of generations available to you is determined by your credits (Section 3).
- Prices exclude VAT/sales tax; tax for your country is added at checkout.
- You pay the plan price shown at checkout once. A subscription gives 30 days of access from the moment of payment and does not renew automatically: your card is not charged again. To continue after 30 days, buy the subscription again. If you buy it again before the 30 days end, the new 30 days are added to the end of the current period and the new credits are added to the remaining ones; the plan of the latest purchase applies. Payment for a period already started is not refundable, except as required by law.
- There is nothing to cancel: access simply ends after 30 days. Questions about a payment: tatianalychy@gmail.com. See our Return Policy for what happens to payments already made.
- If we change a plan’s price, the new price applies only to purchases made after the change, never to a period already paid for.
- All payments are processed by Whop. Payment is made through the Whop payment service in the currency shown on the checkout page. By subscribing, you also agree to Whop’s own Terms of Service and Privacy Policy, available at whop.com.
5. Your right to cancel (UK 14-day cooling-off period)
Under the Consumer Contracts Regulations 2013, if you are a consumer in the UK, you normally have the right to cancel a distance contract within 14 days without giving a reason. If you are not given the information required by law about this right, that 14-day period can be extended, in some cases by up to a further 12 months.
Because the Studio is digital content/a digital service that you get access to immediately (not physical goods), the payment window on our site asks you to expressly confirm, before you pay, that you want us to start providing access to you straight away and that you understand you will lose this 14-day right once you do so. Starting your subscription on that basis means you have given that consent. We keep a record of your confirmation and the time you gave it; Whop sends you an email confirmation of your order.
Credit packs. A credit pack is refundable within 14 days only if no credit from it has been used. If a generation fails due to the Site or the model, the spent credits are refunded automatically.
This waiver only affects your right to cancel simply because you changed your mind. It does not remove or reduce:
- your rights under our Return Policy (see below);
- your statutory rights under the Consumer Rights Act 2015 if the service is faulty, not as described, not fit for purpose, or not supplied with reasonable care and skill;
- any other right that cannot be excluded by law.
6. Accounts and access
- Access to the Studio requires signing in with your email address, using a one-time code that we send to it. We do not use passwords.
- You are responsible for keeping access to your email account secure. We are not responsible for losses caused by someone else accessing your account through no fault of ours.
7. Acceptable use
You agree not to:
- share your subscription or login access with people who have not paid for it;
- copy, resell, sublicense, or redistribute the Studio, its generators, or its content as your own product or service;
- attempt to disrupt, reverse-engineer, or gain unauthorised access to the site or its systems;
- use the Studio for any unlawful purpose.
If you seriously or repeatedly breach these Terms, we may suspend or end your access to the Studio. Where reasonably possible we’ll tell you why. This doesn’t affect any refund you’re separately entitled to under our Return Policy or under the Consumer Rights Act 2015.
8. Intellectual property and generated content
The Studio, its generators, underlying templates, prompt-building logic, design and branding are our property (or used under licence) and are protected by copyright and other intellectual property laws. Nothing in these Terms transfers ownership of the Studio or its underlying systems to you.
The generators produce a finished result directly on the Site — marketing copy, an illustration, a video, or a cross-stitch pattern and PDF — by running third-party AI models on your behalf (see Section 16). Credits pay for this on-site generation.
For whatever a generator produces for you, we grant you a non-exclusive, royalty-free, worldwide licence to use it for personal or commercial creative projects, subject to any applicable third-party model licence. This licence covers only that specific output — not the generator, template or system that produced it, which remain ours.
We don’t guarantee that the result you receive is unique to you — our generators work by combining a limited set of building blocks, so another user may receive an identical or very similar text, image, video or pattern. We make no representation about whether AI-generated content can be copyrighted, and we don’t promise you any exclusive rights beyond the licence above.
9. Availability
We do our best to keep the Studio available, but we do not guarantee uninterrupted access. We may add, change, or remove individual generators or models over time as the collection grows. We are not liable for outages or unavailability caused by circumstances beyond our reasonable control (see Section 11, Force majeure).
10. Limitation of liability
The Studio is provided “as is”. To the fullest extent permitted by law:
- our total liability to you arising out of or in connection with these Terms or your use of the Studio, however arising, is limited to the amount paid for your then-current 30-day subscription period;
- we are not liable for any indirect or consequential loss;
- nothing in these Terms limits liability where it cannot legally be limited (for example, in case of fraud, death or personal injury caused by our negligence, or any statutory right that cannot be excluded).
11. Force majeure
We are not responsible for delays or failures in providing the Studio caused by events outside our reasonable control, such as internet or infrastructure outages, or faults at services we rely on (Whop, our hosting provider, the third-party AI models).
12. Privacy
We process a limited amount of personal data in connection with the Studio, as described in our Privacy Policy. For that processing, we act as the data controller (Whop acts as an independent controller for the payment and billing data it collects directly from you). Please read our Privacy Policy for details of what is collected and your rights.
13. Complaints
If something’s gone wrong, please email tatianalychy@gmail.com first so we can try to sort it out directly. If you’re a UK or EU consumer and remain unhappy, you may also be able to use a relevant alternative dispute resolution service available to you.
14. Changes to these Terms
We may update these Terms from time to time. If we make material changes, we will update the “Last updated” date above. Continuing to use the Studio after changes take effect means you accept the updated Terms.
15. Governing law
These Terms are governed by the laws of England and Wales. Any disputes will be handled by the courts of England and Wales. This does not affect any statutory rights you have as a consumer in your country of residence.
16. Third-party AI services
To produce results, the Site uses third-party AI models and services. Your request and any uploaded images are sent to these services to perform the generation. The Site does not control these third-party models and does not guarantee the nature, quality, or suitability of the result. The set of models and their providers may change.
17. Prohibited content and responsibility
You may not create content that violates the law or the rights of others, including images or video of real people without their consent (‘deepfakes’), sexually explicit or pornographic material (adult / ‘NSFW’ content), defamatory or misleading content, or content infringing copyright or likeness rights. You are solely responsible for the content you create and how you use it. The Site may restrict access for violations.
18. Contact
For questions about these Terms, email tatianalychy@gmail.com.